Bridging Finance For Corporate Borrowers

For businesses seeking quick access to capital, bridging finance can provide a vital solution. Whether your company is looking to acquire new premises, complete a development project, or cover a cash flow shortfall, bridging loans offer flexibility and speed when traditional financing routes may take too long. As a corporate borrower, understanding how bridging finance works and the legal obligations that come with it is essential for making informed decisions that protect your business.

At Blackstone Solicitors, we offer specialised legal services across England and Wales, helping corporate borrowers navigate the complexities of bridging finance.

Contact our secured lending and property finance solicitors today to find out more about how our specialists can help you and your company. Either call us on 0330 808 0839 or complete our online enquiry form and a member of the team will give you a call back.

“Very impressed with the service we received thank you.”

– Ellis & Denise Brigham

What is Bridging Finance?

Bridging finance is a short-term loan designed to “bridge the gap” between the immediate need for capital and a longer-term funding solution. These loans are often used by companies that need quick access to funds for:

Purchasing property or land
Expanding or refurbishing existing premises
Funding time-sensitive acquisitions or mergers
Maintaining cash flow during an unexpected shortfall
Settling tax liabilities or other urgent business debts

The main advantage of bridging finance is speed—loans can be arranged in a matter of days, whereas traditional financing options, such as bank loans or mortgages, may take weeks or months to process. This flexibility makes it an attractive option for businesses operating under tight time constraints.

How Bridging Finance Works

Bridging loans are secured loans, meaning they are typically secured against a company’s assets, most commonly property or land. The loan is intended to be short-term, usually between 6 and 18 months, and is repaid either through the sale of the secured asset, refinancing with longer-term funding, or using company profits once cash flow has been restored.

The loan-to-value (LTV) ratio on bridging loans is usually between 65% and 75%, meaning the loan amount will cover up to 75% of the value of the asset being used as security. Interest rates on bridging loans are generally higher than on traditional loans due to the short-term nature and risk involved.

We can also advise upon:

Our Approach

We are 100% committed to ensuring each and every one of our clients receives the highest quality service and we will go the extra mile to ensure that you are happy with the results gained. We understand it can sometimes seem rather complicated to deal with matters relating to property finance this is why our friendly and approachable team always take a sympathetic and understanding approach, ensuring that you receive the support you need.

We believe communication is of the utmost importance. We will therefore keep you updated as things develop, and our solicitors will provide practical, straightforward legal advice so that you can be confident everything is progressing as you would like.

Bridging finance can offer a valuable lifeline for corporate borrowers who need quick access to capital. Whether your business is expanding, acquiring new assets, or dealing with a short-term cash flow issue, bridging loans provide the flexibility and speed that traditional financing often cannot.

However, with higher interest rates and stringent security requirements, it’s essential to understand the risks and legal obligations before committing to a bridging loan. At Blackstone Solicitors, we offer expert legal advice to corporate borrowers, helping you navigate the process and secure the best possible terms for your business.

If your company is considering bridging finance, get in touch with our team to discuss how we can assist you with every aspect of the loan agreement and security documentation.

Why Legal Help is Important

Secured lending and property finance involve complex legal and financial arrangements that require expert advice. At Blackstone Solicitors, we work closely with businesses and individuals across England and Wales to ensure that every aspect of the transaction is handled with precision. We can assist in negotiating terms, ensuring regulatory compliance, and mitigating risks, all while keeping your business’s best interests at heart.

With our in-depth knowledge and experience, we ensure that you are fully protected throughout the lending process, from initial negotiations to final completion. If you’re looking to secure finance for a real estate project or are a lender, get in touch with our team today to discuss how we can assist you in achieving your business goals.

Our Services

The specialist solicitors at Blackstone provide a range of services to help businesses with their finances. These include, but are not limited to, the following:

Get in Touch

For more information about our services and how our secured lending and property finance solicitors can help you with any aspect of your financial dealings, do not hesitate to get in touch. You can call us on 0330 808 0839 or allow us to call you back by completing our online enquiry form.

Why Choose Us?

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