Transfer of Equity Services

People may wish to transfer equity for any number of reasons, such as to release funds from a house or to add another individual to the title of a property, and the complexity of doing so is dependent on whether or not there is already a mortgage on the property. It is therefore important you have access to the expert help you need to ensure your transfer of equity is completed with minimum fuss.

“I have known Emma for a number of years on both a personal and professional level, and have always found Blackstone to provide a thorough and concise service with not unreasonable fees.”


Why might someone want to transfer equity?

As noted above, a transfer of equity can be the requisite course of action for various reasons. Among the most common are:

  • To add another individual to the title of a property
  • It is required on marriage
  • It is required on divorce
  • For the release of funds from a property
  • It is required on death

What can make the process more complex?

While the process is relatively straightforward when there is no mortgage on the property in question, it becomes more complex if there is still a mortgage on said house. In the event of there being no mortgage on the property, the process is simple; an application is made to the Land Registry to register the change once all parties are satisfied with the agreement.

However, when there is a mortgage on the property, consent must be obtained from the lender before the transfer of equity takes place. While the process will usually be fairly quick – a matter of weeks at most – it can take longer if there is a dispute among any of the parties involved. Such a dispute might arise for various reasons, including:

  • A new mortgage is being sought
  • The current mortgage supplier has to give consent
  • Separate representation is required
  • Dispute as to the terms of a Will

How we can help you

At Blackstone Solicitors, we have a highly experienced team dedicated to making your transfer of equity as simple and stress-free as possible. We do all of the hard work so that you don’t have to. We can advise you on all aspects of this area of property law, providing a complete service and guiding you every step of the way. We believe in getting the very best outcome for our clients, so we will advise you if there are any alternative arrangements that may be better suited to you and your situation.

Our services are available to people in Manchester, Cheshire and Chester, as well as across the UK, including London.

Contact Us

Get in touch with us today to see how our expert team can help make life easier for you. Simply give us a call on 0345 901 0445, or if you would rather a member of our team gets in contact with you, fill in the online enquiry form.

Get in Touch Today

  • This field is for validation purposes and should be left unchanged.

Our Team

The award winning team is well known for their tenacious approach to their client's cases. Our highly regarded team is passionate about your success. All team members are incredibly academic and continuously strive for more.